Are you looking for a credit card that doesn’t have high fees and has a great rewards program? Check out this article for two of my favorite travel rewards cards.
VentureOne from Capital One
VentureOne from Capital One is a great card for travelers! You do need excellent credit to be approved for this one though.
Here are 5 reasons I love it:
- Spend $1,000 on purchases within the first 3 months and get 20,000 points. Earning the 20,000 was pretty easy for me! I got the 20,000 right away. I used the card to book my upcoming vacation. It was money that I was planning on spending anyways.
- 1.5 points per dollar on every purchase. I’m using this card as my primary card to pay for everything now. I just transfer money at the end of each month from my debit card. The points add up quickly! I should have enough points for a $500 credit within a year.
- No annual fee.
- When I signed up I got 0% interest on purchases for the first 12 months. This was awesome because I signed up in conjunction with a trip I was planning. I put everything on the card and then took a couple of months to pay it off, and it helped me get those 20,000 points faster.
- No foreign transaction fees!
There are so many other benefits with this card making it my favorite credit card so far. I have quite a few cards, but this one has some real benefits for the avid traveler. Visit the website to learn about the other awesome benefits offered with the VentureOne card.
Chase Sapphire Preferred® Card
Chase Sapphire is another good card for travelers. However, you need to spend a little more in the first 3 months than the card above. Spend $4,000 in the first 3 months to get the 50,000-mile sign-up bonus. Decide first if you can put $4,000 on the card with your existing bills – you don’t want to go into debt by signing up for a credit card just to get the points. Factor this into your decision before deciding if this card makes sense for you. It also has an annual fee of $95 after the first year. You can always sign up for this card and before the annual fee is due, call the company to see if they will waive the fee. If they won’t, close the card.
Remember, no credit card rewards program is worth going into debt for, so spend wisely!
There are a lot of other cards out there, what are some of your favorite rewards cards and why?